Intro

Payments without the BLIK code allow users to pay even more conveniently. They are available in two implementation models:

Redirection to eblik

It is the easiest and the fastest to implement. When paying with the BLIK code, the user can remember the browser in which he/she is paying and will not enter the BLIK code on subsequent purchases in this browser, regardless of which shop the user was redirected from to the eblik service. This method of integration is described in a separate document Redirection to eblik.

Implementation with redirection to eblik is the primary and the fastest method of payments without the BLIK code implementation and we therefore recommend it to most partners. If your store's purchases are mostly occasional (purchases by returning customers make up an insignificant portion of your sales), implementing rediredtion to eblik model will bring you more benefits than Level 0 OneClick model, and will be much simpler.

More information

Read more about this implementation in the document Redirection to eblik

Refer to the List of Agents Supporting a Given Integration Model to see if your agent supports redirection to eblik model.

Level 0 OneClick

Enables BLIK payments without leaving the Shop service and without entering the BLIK code. When paying with the BLIK code, the user logged in to the Shop can save it in the bank's app in order to pay without the BLIK code on subsequent purchases in this shop - regardless of the device on which he/she pays in the saved Shop. One of the advantages of this solution is that it can be expanded to an auto-confirmation variant where payments are made not only without the BLIK code but also without confirmation in the bank app.

Level 0 OneClick requires a more advanced configuration, but brings with it several benefits:

  • payment is much more convenient

  • the user doesn't leave the Shop service during the payment

  • the user doesn't have to enter the BLIK code regardless of the device he/she is paying from (they only need to be logged in to the shop service)

  • the shop has the possibility to include the analysis of the payment stage itself,

  • it is possible to extend this model to an auto-confirmation variant, i.e. implementation of payments without entering the BLIK code and without confirming in the bank's mobile application

We strongly recommend the Level 0 OneClick implementation model if your shop:

  • generates a high daily volume of transactions

  • is characterized by a high percentage of returning customers

  • you have the resources to implement and maintain this implementation

Market areas where Level 0 OneClick implementation has the greatest potential include:

  • marketplaces,

  • ticket purchasing,

  • online supermarkets,

  • bookmaking industry,

  • online drugstores,

  • gaming industry,

  • telecommunications

  • other services where users regularly purchase products or top up their accounts/cards

More information

Read more about this implementation in the document Level 0 + OneClick

Refer to the List of Agents Supporting Given Integration Model to see if your agent supports Level 0 OneClick model.

Glossary

Shop - acceptor, merchant, shop service, merchant service

Agent - settlement agent

Bank - issuer (issuer of mobile application)

Mobile application - also known as issuer's mobile application, bank application

Communication flow

Shop ↔ Agent ↔ BLIK ↔ Bank