About us

President of the Management Board of PKO Bank Polski

Experienced manager with strong qualifications in executive positions in banks and other financial institutions. Successful manager in state-owned and private companies, with a proven track record of success. Since 2016, founder, co-owner and CEO of Shumee SA (commerce platform) - one of the leaders on the cross-border e-commerce market. Member of supervisory boards with many years of experience in the area of professional corporate governance standards. Expert in banking, e-commerce, incubation and acceleration of start'ups. Panelist and author of numerous publications about e-commerce market and marketplace platforms. Long-distance runner, music enthusiast and happy dad of four daughters.

He is a graduate of International Economic and Political Relations at the University of Łódź and the Advanced Management Programme at INSEAD in Fontainebleau. He also completed the Executive MBA Program at the Faculty of Management, University of Łódź, organized in cooperation with Towson University and Robert H. Smith School of Business.

For eight years, until June 2016, he held the position of President and Vice President of the Management Board of Bank Pocztowy. During that time, the Bank acquired about one million clients and underwent a transformation from a clearing institution to a mass retail bank, launching, among other things, modern online banking and a network of about 300 branches.

Previously, he was working for mBank for seven years. He managed the areas of marketing, online sales and business development, among others.

Socially, he holds the position of Head of the Entrepreneurship Council at the University of Łódź.

President of Santander Bank Poland and Country Head of the Santander Group

Michał Gajewski is a banker, sports enthusiast (marathon runner and triathlete) and art lover. Michał is a legal counselor by education. After graduating from Adam Mickiewicz University in Poznan, he completed courses at Northwestern University in Chicago and at the London Business School.

He has been professionally involved in banking since 1992, and from 1992 to 2008 he worked for the BZ WBK Group (now Santander Bank Poland). He started his career in the bank as a branch employee. He later held various middle and senior management positions up to the position of Board Member in charge of retail banking. From 2008 to 2011, he was Vice President of the Management Board of Bank BGŻ S.A. (now BNP Paribas), where he was responsible for the Retail Business and Small Business Banking Area and the Corporate Client Division. In 2012, he joined Bank Millennium S.A., where he initially became Macroregional Director in the Retail Banking Division, and in 2015 was appointed as Member of the Management Board in charge of the Retail Banking Division. In 2016, he returned to Santander Bank Poland and was appointed to the position of President and then, in 2019, to the role of Country Head in the Santander Group.

With his experience at all levels of banking, from the branch to the top management positions, Michał remains extremely committed to the day-to-day operations of the bank, especially the sales network, and always puts the customer's perspective first. As a leader, he believes in continuous learning and development.

President of the Management Board of mBank S.A.

Cezary Kocik has 30 years of experience in banking, including more than 12 years as vice president of mBank's retail banking business. Since October 2024, he has been holding the position of CEO.

Between 2007 and 2024, he co-created with mBank's retail banking team a comprehensive range of products and services for individuals, entrepreneurs and small businesses in Poland, the Czech Republic and Slovakia. In addition, he oversaw the private banking and wealth management client segments, the brokerage house and TFIs. He also has practical experience in credit risk management: from 2004 to 2007 he managed the retail credit process, covering the full credit cycle from credit assessment to debt collection.

Before joining mBank, he gained experience in the areas of internal audit, investment banking, restructuring and debt collection at Bank PBG and its legal successor, Bank Pekao S.A., and in the retail area as branch manager in Lodz (the fifth largest branch of Bank Pekao S.A.).

He graduated from the University of Lodz with a degree in Finance and Banking. He completed the Advanced Management Program AMP 189 at Harvard Business School in 2015, and the Strategic Management in Banking course at INSEAD in March 2018. He holds a securities broker's license.

President of the Management Board of Alior Bank

Piotr Żabski is a graduate in management and finance from the Faculty of Computer Science and Management at Wrocław University of Technology. He also graduated from project management at Ecole Nationalle Superieure des Mines de ST. Etienne, strategy and innovation at MIT, and health promotion at Wrocław's Academy of Physical Education.

He is an experienced manager with nearly 30 years of experience in the banking sector. Among other positions, he served as Vice President of the Management Board of Santander Consumer Bank responsible for strategy and innovation, IT development, cyber security, retail credit sales and marketing, debt collection, Agile transformation, PMO, legal and compliance area, HR development, administration. Previously, he worked at Lukas Bank for 11 years, where he held positions including Key Accounts Department Director and Sales Director, as well as Managing Director of the Consumer Finance line. As Chairman of the Management Board of Santander Consumer Bank, he was positively authorized by the FSA to perform this function, and his work was repeatedly subjected to various regulatory audits, always with positive results.

Independent member of the Supervisory Board of the Polish Payment Standard

Zbigniew Jagiełło for over 25 years has been actively involved in defining and implementing the most efficient operational standards in Polish financial services sector. For 12 years he served as President of the Management Board of PKO Bank Polski, which under his management more than doubled the scale of its operations and underwent an extensive digital transformation.

Originator and co-creator of the BLIK mobile payment system based on the IKO device created by PKO Bank Polski.

Graduated from the Faculty of Information Technology and Management of Wrocław University of Technology and completed post-graduate studies organized by Foundation for Education of Managers and University of Gdańsk where he was granted Executive MBA title certified by Rotterdam School of Management, Erasmus University.

Vice President of the Management Board of ING Bank Śląski S.A.
Supervises the Individual Customers Division

In the position of Vice President of the Management Board at ING Bank Slaski S.A. since August 2016.

Appointed as Member of the Supervisory Board of Polski Standard Płatności S.A. in 2025.
Since December 2018, he has served as Member of the Supervisory Board of ING Investment Holding (Poland) S.A.
In March-April 2018, he was a Member of the Supervisory Board at ING Bank Hipoteczny
S.A., and then became Vice Chairman of the Supervisory Board and continues to hold this position. Since August
2015, he has held supervisory positions at New Services S.A. - first as a Member of the Board
Supervisory Board, and then as Chairman of the Supervisory Board. In 2015, he became a Member of the Board of Directors of ING
Securities S.A. and then Chairman of the Board (August 2015 - May 2016). In 2006 he took
the position of Managing Director, responsible for part of the Retail Banking Division, and held it
for 10 years. From 1996 to 2006, he held various positions in sales and management of
retail network at ING Bank Slaski.

Since May 2021, he has been a Board Member at the ING Children's Foundation.

He is a graduate of the Graduate School of Business at Stanford University, the Academy of Economics at
Katowice and the Poznan School of Banking.

General Manager of South East Europe at Mastercard Europe

Bartosz Ciołkowski was appointed General Manager of the Polish branch of Mastercard Europe in January 2014 and, in September 2019, he also assumed responsibility for managing the company on the Czech and Slovak markets. He previously held the position of Sales Director, responsible for developing Mastercard’s business in Poland.

Bartosz Ciołkowski started his career at BZ WBK. Before joining Mastercard, he also worked for Pekao SA, supervising the Payment Card Development Department. He joined Mastercard in 2005 as an Account Manager. After that, he was responsible for developing the credit card market in Poland, the Czech Republic, Hungary and Ukraine. In 2008, he assumed responsibility for developing the company’s consulting department, Mastercard Advisors, in the Central and Eastern European countries, conducting over 50 projects in the area of optimizing the profitability of payment products, developing innovative solutions and loyalty programmes, as well as co-branding projects.

In 2017, he received the eDukat prize in the category of Personality of the Year, awarded by the Foundation for Cashless Trade Development [Fundacja Rozwoju Obrotu Bezgotówkowego], for his contribution to building a cashless Poland and effective leadership in the work on the Cashless Trade Development Programme. He was the first Chairman of the Board of the Cashless Poland Foundation (until September 2019), supervising a large-scale project of financing payment terminals for retailers, as a result of extensive cooperation between the financial industry and the Polish government. He is currently a member of the Foundation’s Council.

Bartosz Ciołkowski is a graduate of the Faculty of Economics at the Poznań University of Economics, specializing in economic policy and strategy.

President of the Management Board of Bank Millenium S.A.

Mr. Joao Nuno Lima Bras Jorge, a graduate of the Universidade Catolica Portuguesa's Management Studies Program, and the Advanced Management Program of PADE under AESE.

He began his career in 1990 as a stockbroker. Over the next 10 years, he was involved in investment banking, holding such positions as board member of an investment bank. He also was a member of the Board of the Lisbon Stock Exchange. Before coming to Poland, he held the position of the Head of Retail Banking Customer Division and the Retail Network Coordinator of Millennium bcp for 5 years.

From 19 July 2006 he has been a member of the Management Board of Bank Millennium S.A., from 2006 to 2008 he managed the Retail Banking division, and from 2009 the Corporate Banking area. Since April 22, 2010 he was the Vice President of the Management Board, and since October 24, 2013 he has been the President of the Management Board of Bank Millennium S.A.