About us

Managing Director, Strategy & Digital Transformation Division, Retail Client Division, PKO Bank Polski

Since 2010 with PKO Bank Polski with initial assignment as Advisor to CEO, then since 2011 holding the position of Retail Client Division Managing Director with responsibilities for products portfolio and customers segments management within the retail area of the Bank. Head of Strategy & Digital Transformation Division. Member of the Supervisory Board of eService.

His professional career started in 2000 with Salomon Smith Barney in New York. It was continued in Warsaw office of The Boston Consulting Group (2002-2004) as well as in Pekao SA (2004-2010).

Graduate of Montclair State University in New Jersey, faculty Finance.

Director of the Agile Banking Centre Daily Banking Retail Banking Division of ING Bank Śląski S.A.

She has been responsible for the area of accounts, payments, payment cards and mobile payments for individual customers since 1 January 2017. In this position, she is also responsible for working with integrators and payment organizations. In 2014–2016, she was the Director of the Next Generation of Banking Programme. During this period, she was responsible for implementing a new online and mobile banking system for retail customers.

In earlier years, Barbara Borgieł-Cury gained experience in the area of deposit products and the retail network, where she was responsible for, among others, process improvements and efficiency.

She represented ING Bank Śląski in the work of the Working Groups at the National Bank of Poland and Polish Banks’ Association in the area of payments and cards. She has been with ING Bank Śląski S.A. since the start of her career. Barbara Borgieł-Cury is a graduate of the Kraków University of Economics.

Managing Director for Retail Products and Client Segments at mBank S.A. (Commerzbank Group)

Aleksandra is a senior leader with P&L responsibility, experienced in business development and innovation scaling. Her skills cover restructuring, customer intelligence, customer experience, digital & direct sales management. She lead complex teams of up to 1k people.

Her most important engagements included creating first in Europe payment marketing platform offered by bank, introducing agile analytics approach to bank’s direct communication as well as agile transformation of Contact Center.

Before joining mBank she worked for Big4 consulting company in business advisory.   

Tribe Leader at Santander Bank Polska

Tomasz Niewiedział is a graduate of the Adam Mickiewicz University in Poznań specializing in Computer Science and History.

Since 1995, he worked first for Wielkopolski Bank Kredytowy and then for Bank Zachodni WBK (currently Santander Bank Polska).

He was Director of the Application Development Department from 2004 and then, as Director of the Systems Development Area, he was responsible for the development of banking systems.

He has been responsible for business and the development of modern distribution channels since 2013, managing the Mobile and Online Banking Area.

Director of Alior Bank S.A.’s Clearing Department

He has been with Alior Bank since its establishment in 2008. He is currently responsible for contacts with payment organizations, service providers, the launch of new processes and products and ongoing support of operational processes related to the supervised area of payments (cards, domestic and foreign payments), treasury settlements, settlement of partner networks, trade finance, cash management and handling enforcement proceedings.

In 1995–2007, he was an employee, followed by a manager of the Operations Department of Bank BPH S.A.

Artur Owsianka is a graduate of the Kraków University of Economics and the AGH University of Science and Technology in Kraków.

Director of the Electronic Banking Department at Bank Millennium S.A.

She has been working for Bank Millennium since 2002. Initially as a specialist in the Prestige Marketing Department. Since 2003, Specialist in the Online Banking Department.

In the following years, she was the Head of the Website Management Team in the Electronic Banking Department (2006–2010). Since 2010, she has been additionally responsible for creation, development and standards in the UX and UI area. Since 2015, she has been holding the post of Manager of the Sales Team, UX and UI in the electronic channels.

In 2000–2002, she worked for Jeronimo Martins as a Regional Coordinator.

She is a graduate of the University of Warsaw.

General Manager for Poland, the Czech Republic and Slovakia at Mastercard Europe

Bartosz Ciołkowski was appointed General Manager of the Polish branch of Mastercard Europe in January 2014 and, in September 2019, he also assumed responsibility for managing the company on the Czech and Slovak markets. He previously held the position of Sales Director, responsible for developing Mastercard’s business in Poland.

Bartosz Ciołkowski started his career at BZ WBK. Before joining Mastercard, he also worked for Pekao SA, supervising the Payment Card Development Department. He joined Mastercard in 2005 as an Account Manager. After that, he was responsible for developing the credit card market in Poland, the Czech Republic, Hungary and Ukraine. In 2008, he assumed responsibiliby for developing the company’s consulting department, Mastercard Advisors, in the Central and Eastern European countries, conducting over 50 projects in the area of optimizing the profitability of payment products, developing innovative solutions and loyalty programmes, as well as co-branding projects.

In 2017, he received the eDukat prize in the category of Personality of the Year, awarded by the Foundation for Cashless Trade Development [Fundacja Rozwoju Obrotu Bezgotówkowego], for his contribution to building a cashless Poland and effective leadership in the work on the Cashless Trade Development Programme. He was the first Chairman of the Board of the Cashless Poland Foundation (until September 2019), supervising a large-scale project of financing payment terminals for retailers, as a result of extensive cooperation between the financial industry and the Polish government. He is currently a member of the Foundation’s Council.

Bartosz Ciołkowski is a graduate of the Faculty of Economics at the Poznań University of Economics, specializing in economic policy and strategy.