About us

BLIK

We are experts in creating modern payment solutions

The owner of the BLIK brand is Polski Standard Płatności (Polish Payment Standard - PPS). This is a team of experts who have participated, among other things, in the creation and implementation of innovative cashless payment programmes, online payments and projects more broadly related to electronic and mobile banking.

BLIK

Misja

Mission

We believe everyone should benefit from a convenient and secure payment method. That is why we have created BLIK, which offers various solutions supporting the exchange of funds between customers, banks and clearing agents.

Wizja

Vision

Together, we are bringing Poland to a position among the world’s leaders by creating innovative payment solutions.

Who is BLIK for?

Dla przedsiębirców

For businesses

Customers do not part with their phones – they love to shop in this way and make mobile payments. Address their needs! BLIK is an ideal solution for every type of customer – a modern one, who appreciates convenience and no restrictions. BLIK offers attractive terms of cooperation compared to other payment methods. Introduce BLIK payments and increase your company’s turnover.

Dla banków

For banks

Show that your bank is following the needs of your customers. Add BLIK functionality to your mobile app so that your customers can enjoy convenient mobile payments to the full extent.

You can use BLIK in physical shops and points of sale, online, at ATMs and cash deposit machines. Your customers will be able to make transfers to a phone number (P2P) and will have access to a large and constantly increasing network of merchants accepting BLIK payments.

Dla agentów rozliczeniowych

For clearing agents

We know that you want efficient payment solutions and BLIK is precisely that. Convenient payments with BLIK reflect the needs of customers and are being popularized by most banks in Poland. It is not difficult to launch them and the costs will certainly not surprise you.

The service is available to entities holding a National Clearing Agent licence issued by the PFSA [KNF].

Management Board

Dariusz Mazurkiewicz
Monika Król
Dariusz Mazurkiewicz

Dariusz Mazurkiewicz

President of the Management Board

President of the Management Board of Polski Standard Płatności

Since 2017, CEO of Polski Standard Płatności, which runs the popular BLIK payment system. In 2015–2017, Vice President of the BLIK Management Board responsible for product and partner development of the system.

In 2010–2014 CEO of SkyCash Poland SA, where he created the innovative SkyCash mobile payment service from scratch. The company achieved the position of the fastest growing Polish start-up in the TMT segment, in the EMEA region in the Deloitte Fast 500 ranking for 2010–2014.

Previously in the e-commerce and media industries. As the president of the management board at Bauer-Weltbild Media Sp. z o.o. (in 2008–2010), and Vice-President of the Management Board of Interia.pl SA. in Kraków (in 2006–2008). He started his professional career at the Michelin Group (in 2002–2006) in France as a Financial Controller at the Group’s headquarters, and then as a Financial Director of the Technology Centre belonging to the Michelin Group.

Monika Król

Monika Król

Vice-President of the Management Board

Vice-President of the Management Board of Polski Standard Płatności

Monika Król has a dozen or so years of experience in the financial sector and extensive experience as an entrepreneur, investor and a marketing and strategy adviser to B2C trading companies.

From 2011 to 2014, she was the Managing Director of Bank BPH responsible for Marketing Communications and PR. In 2006–2011, she held the position of Marketing Director at Fortis Bank Polska SA and, after the merger with BNP Paribas Polska SA, she took over the position of Marketing and Corporate Communications Director at the BNP Paribas Group in Poland. Monika Król started her banking career at Citi Bank Handlowy, where she held the position of Communications and Marketing Manager.

Monika Król has extensive experience in planning and implementing marketing strategies, in launching new products and sales strategies and in managing change processes in organizations. She has also managed project groups in bank mergers and handled rebranding and repositioning processes. She is a graduate of the Faculty of Law and Administration in Management and Marketing at the Adam Mickiewicz University in Poznań. She has also completed management programmes at Harvard Business School Executive Education and London Business School.

Supervisory Board

Szymon Wałach
Barbara Borgieł-Cury
Halina Karpińska
Aleksandra Buczkowska
Tomasz Niewiedział
Artur Owsianka
Bartosz Ciołkowski
Zbigniew Jagiełło
Szymon Wałach

Szymon Wałach

Chairman of the Supervisory Board

Managing Director, Strategy & Digital Transformation Division, Retail Client Division, PKO Bank Polski

Since 2010 with PKO Bank Polski with initial assignment as Advisor to CEO, then since 2011 holding the position of Retail Client Division Managing Director with responsibilities for products portfolio and customers segments management within the retail area of the Bank. Head of Strategy & Digital Transformation Division. Member of the Supervisory Board of eService.

His professional career started in 2000 with Salomon Smith Barney in New York. It was continued in Warsaw office of The Boston Consulting Group (2002-2004) as well as in Pekao SA (2004-2010).

Graduate of Montclair State University in New Jersey, faculty Finance.

Barbara Borgieł-Cury

Barbara Borgieł-Cury

Vice Chairman of the Supervisory Board

Director of the Agile Banking Centre Daily Banking Retail Banking Division of ING Bank Śląski S.A.

She has been responsible for the area of accounts, payments, payment cards and mobile payments for individual customers since 1 January 2017. In this position, she is also responsible for working with integrators and payment organizations. In 2014–2016, she was the Director of the Next Generation of Banking Programme. During this period, she was responsible for implementing a new online and mobile banking system for retail customers.

In earlier years, Barbara Borgieł-Cury gained experience in the area of deposit products and the retail network, where she was responsible for, among others, process improvements and efficiency.

She represented ING Bank Śląski in the work of the Working Groups at the National Bank of Poland and Polish Banks’ Association in the area of payments and cards. She has been with ING Bank Śląski S.A. since the start of her career. Barbara Borgieł-Cury is a graduate of the Kraków University of Economics.

Halina Karpińska

Halina Karpińska

Secretary of the Supervisory Board

Director of the Electronic Banking Department at Bank Millennium S.A.

She has been working for Bank Millennium since 2002. Initially as a specialist in the Prestige Marketing Department. Since 2003, Specialist in the Online Banking Department.

In the following years, she was the Head of the Website Management Team in the Electronic Banking Department (2006–2010). Since 2010, she has been additionally responsible for creation, development and standards in the UX and UI area. Since 2015, she has been holding the post of Manager of the Sales Team, UX and UI in the electronic channels.

In 2000–2002, she worked for Jeronimo Martins as a Regional Coordinator.

She is a graduate of the University of Warsaw.

Aleksandra Buczkowska

Aleksandra Buczkowska

Member of the Supervisory Board

Managing Director for Retail Products and Client Segments at mBank S.A. (Commerzbank Group)

Aleksandra is a senior leader with P&L responsibility, experienced in business development and innovation scaling. Her skills cover restructuring, customer intelligence, customer experience, digital & direct sales management. She lead complex teams of up to 1k people.

Her most important engagements included creating first in Europe payment marketing platform offered by bank, introducing agile analytics approach to bank’s direct communication as well as agile transformation of Contact Center.

Before joining mBank she worked for Big4 consulting company in business advisory.   

Tomasz Niewiedział

Tomasz Niewiedział

Member of the Supervisory Board

Tribe Leader at Santander Bank Polska

Tomasz Niewiedział is a graduate of the Adam Mickiewicz University in Poznań specializing in Computer Science and History.

Since 1995, he worked first for Wielkopolski Bank Kredytowy and then for Bank Zachodni WBK (currently Santander Bank Polska).

He was Director of the Application Development Department from 2004 and then, as Director of the Systems Development Area, he was responsible for the development of banking systems.

He has been responsible for business and the development of modern distribution channels since 2013, managing the Mobile and Online Banking Area.

Artur Owsianka

Artur Owsianka

Member of the Supervisory Board

Director of Alior Bank S.A.’s Clearing Department

He has been with Alior Bank since its establishment in 2008. He is currently responsible for contacts with payment organizations, service providers, the launch of new processes and products and ongoing support of operational processes related to the supervised area of payments (cards, domestic and foreign payments), treasury settlements, settlement of partner networks, trade finance, cash management and handling enforcement proceedings.

In 1995–2007, he was an employee, followed by a manager of the Operations Department of Bank BPH S.A.

Artur Owsianka is a graduate of the Kraków University of Economics and the AGH University of Science and Technology in Kraków.

Bartosz Ciołkowski

Bartosz Ciołkowski

Member of the Supervisory Board

General Manager for Poland, the Czech Republic and Slovakia at Mastercard Europe

Bartosz Ciołkowski was appointed General Manager of the Polish branch of Mastercard Europe in January 2014 and, in September 2019, he also assumed responsibility for managing the company on the Czech and Slovak markets. He previously held the position of Sales Director, responsible for developing Mastercard’s business in Poland.

Bartosz Ciołkowski started his career at BZ WBK. Before joining Mastercard, he also worked for Pekao SA, supervising the Payment Card Development Department. He joined Mastercard in 2005 as an Account Manager. After that, he was responsible for developing the credit card market in Poland, the Czech Republic, Hungary and Ukraine. In 2008, he assumed responsibiliby for developing the company’s consulting department, Mastercard Advisors, in the Central and Eastern European countries, conducting over 50 projects in the area of optimizing the profitability of payment products, developing innovative solutions and loyalty programmes, as well as co-branding projects.

In 2017, he received the eDukat prize in the category of Personality of the Year, awarded by the Foundation for Cashless Trade Development [Fundacja Rozwoju Obrotu Bezgotówkowego], for his contribution to building a cashless Poland and effective leadership in the work on the Cashless Trade Development Programme. He was the first Chairman of the Board of the Cashless Poland Foundation (until September 2019), supervising a large-scale project of financing payment terminals for retailers, as a result of extensive cooperation between the financial industry and the Polish government. He is currently a member of the Foundation’s Council.

Bartosz Ciołkowski is a graduate of the Faculty of Economics at the Poznań University of Economics, specializing in economic policy and strategy.

Zbigniew Jagiełło

Zbigniew Jagiełło

Member of the Supervisory Board

Independent member of the Supervisory Board of the Polish Payment Standard

Zbigniew Jagiełło for over 25 years has been actively involved in defining and implementing the most efficient operational standards in Polish financial services sector. For 12 years he served as President of the Management Board of PKO Bank Polski, which under his management more than doubled the scale of its operations and underwent an extensive digital transformation.

Originator and co-creator of the BLIK mobile payment system based on the IKO device created by PKO Bank Polski.

Graduated from the Faculty of Information Technology and Management of Wrocław University of Technology and completed post-graduate studies organized by Foundation for Education of Managers and University of Gdańsk where he was granted Executive MBA title certified by Rotterdam School of Management, Erasmus University.

BLIK

Winner of many prestigious awards

BLIK

BLIK

eDukat 2020

eDukat 2020

PS received eDukat 2020 award as a Company of the year in the cashless world for "effective development of cashles payments and reaching 1st position among non-cash payment instruments in Poland"

 

O nas - nagrody 2021

"Invest Cuffs 2021"

BLIK received "Invest Cuffs 2021" award in Fintech category

BLIK

”Polska usługa”

”Polska usługa”

BLIK received an award in the category of “Polish Service” in the Dziennik Gazeta Prawna competition titled “There is no future without entrepreneurship 2019”.

”Technologiczny rewolucjonista”

”Technologiczny rewolucjonista”

PSP received the “Entrepreneur of Transformation” award of the Ministry of Entrepreneurship and Technology in the category of “Technological revolutionary” for creating BLIK

”Innovative E-payment Solution”

”Innovative E-payment Solution”

BLIK won the competition of the Chamber of Electronic Economy - e-COMMERCE POLSKA AWARDS 2019 in the category of Innovative e-payment solution

”Fintech roku”

”Fintech roku”

Polski Standard Płatności received the title of “Fintech of the Year” during the Cashless Fintech Evening organized by the Cashless.pl industry portal

"Deloitte Technology Fast 50 Central Europe"

PSP received "Deloitte Technology Fast 50 Central Europe" award for gaining 17th position in fast growing technology companies in the CE region ranking

"Mixx Awards" 2019 distinction in Launch category

PSP received "Mixx Awards" 2019 distinction award in Launch category for "BLIK BLIK przelew na telefon w mig" campaign

"Mixx Awards" 2019 silver award in UX category

PSP received "Mixx Awards" 2019 silver award in UX category for "BLIK ready" campaign

"Effie Awards" 2019 silver award in Marketing & Business Solutions category

PSP received "Effie Awards" 2019 silver award in Marketing & Business Solutions category

BLIK

”Mobilne płatności roku 2018”

”Mobilne płatności roku 2018”

Golden Bell in the category of Mobile Payments 2018 to Polski Standard Płatności for BLIK. The prize was awarded through voting by Internet users

”Innovative E-payment Solutions”

”Innovative E-payment Solutions”

Prize-winner of e-COMMERCE POLAND awards 2018 in the category of INNOVATIVE E-PAYMENT SOLUTIONS for the BLIK payment system

”Firmy roku świata bezgotówkowego”

”Firmy roku świata bezgotówkowego”

The eDukat 2018 award for Polski Standard Płatności jas the “Company of the Year of the Cashless World”, presented during the 6th International cashless Payments Congress.

BLIK

”Najlepsze rozwiązanie w kategorii Payment Solutions”

”Najlepsze rozwiązanie w kategorii Payment Solutions”

BLIK is the “Best solution in the Payment Solutions category” in the competition organized during the international FutureTech Congress 2017.

”Mobilne płatności roku 2017”

”Mobilne płatności roku 2017”

Polski Standard Płatności was the winner in the category “Mobile payments of the year 2017” in the Mobility Trends competition. The prize was awarded to BLIK through voting by Internet users.

”Srebrna statuetka Effie Awards 2017”

”Srebrna statuetka Effie Awards 2017”

“Silver Effie Awards Statuette 2017” in the category of “Finance” for the “BLIK i jest” marketing campaign.

BLIK

”eDukat 2016”

”eDukat 2016”

The eDukat 2016 award for BLIK, as a “technology changing the cashless payments market”, presented during the 4th International cashless Payments Congress.

BLIK

”Debiut roku”

”Debiut roku”

BLIK took third place in the “Début of the Year” category in the Ekomers 2015 competition, which awards products contributing to the development of Polish e-commerce.

”Produkt roku”

”Produkt roku”

BLIK was awarded the title of “Product of the Year” in the IT@BANK 2015 ranking of companies organized by “Miesięcznik Finansowy BANK”.

”Efma-Accenture Innovation Award 2015”

”Efma-Accenture Innovation Award 2015”

International Efma-Accenture Innovation Award 2015 in the category of Best Innovation in Payments for the launch of BLIK onto the market.

”Firma wspierająca rozwój technologii mobilnej”

”Firma wspierająca rozwój technologii mobilnej”

Mobile Trend Award 2015 in the category “Company supporting the development of mobile technology” for launching the modern BLIK payment system.

See also

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Career

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BLIK

2013

2013

Historical coin handed over to BLIK by Zbigniew Jagiełło, the initiator of BLIK. The toss of this coin decided how shares would be divided between the six banks that decided to cooperate in the construction of the BLIK system: Alior Bank, Bank Millennium, Bank Zachodni WBK, ING Bank Śląski, mBank and PKO Bank Polski.

2014

2014

PPS receives legal consent to operate the BLIK mobile payment system from the National Bank of Poland.

2015

2015

BLIK, an innovative mobile payment system is launched onto the market on 9 February. Six months later, BLIK has its first million users.

2016

2016

BLIK’s availability in e-commerce reaches 100% – dramatic growth in the number of transactions.

2017

2017

As many as 4.5 million Poles – over half the users of mobile banking in Poland – regularly use BLIK. In the first half of 2017, Poles conduct almost 13 million transactions with BLIK.

2018

2018

Further banks make BLIK available, so 90% of mobile banking users can use it to make payments. At the end of the year, the number of transactions was almost 100 million.

2019

2019

Mastercard becomes PPS’s strategic partner. The cooperation with BLIK enables proximity payments throughout the world.

2020

2020

PPS works with global payment operators, including Adyen and PPRO, as a a result of which BLIK can increasingly be used to make payments on international eCommerce platforms. Mastercard formally becomes a shareholder of PPS.