Your phone is always at hand, you don’t need anything else to pay.
BLIK - home
BLIK - home
You can shop with BLIK in almost every online store in Poland.
BLIK payments are convenient and safe – you enter the BLIK code and confirm the transaction with your PIN in the banking app. You do not have to log in to online banking, enter SMS passwords or provide your payment card details. All you need is a phone with your bank’s mobile app.
You pay with BLIK quickly and safely in online stores. Without logging into the bank.
Select BLIK payment on the website of the online store. Then display the BLIK code in your banking app.
Enter the code on the online store’s payment page.
Confirm the transaction with your PIN in the banking app. Done!
You can pay with BLIK even faster in the Internet – without entering the BLIK code. All you need to do is add the online store or browser you are using to the “Remembered” stores or browsers in the banking app.
When making a payment, “remember” the store or browser in the bank’s app and your next payment with BLIK will be even faster.
For your next purchase, select payment with BLIK and click “Pay”. It is enough to have your phone with you and confirm the transaction on it.
Done! You will find a list of remembered stores and browsers in the bank’s app. You can easily manage them there.
You can make an online payment without the code in:
A new type of payment for paying cyclical and recurring liabilities, such as payments for services through a subscription or payments for telephone or electricity invoices. In the case of fixed amounts, payments can be made automatically (without the need for confirmation in the banking app).
Select payment with BLIK in the store’s website and enter the code generated in the banking app.
After making the transaction with BLIK, accept the invitation to create a recurring payment. In this step you will see how often and how much you will pay.
Done! The next payment will be made automatically at the specified time. If your confirmation is needed, you will receive a notification about the upcoming payment 72 hrs earlier.
You do not use your card, you do not log in to online banking, and you confirm every payment in your banking app.
You enter the BLIK code, accept it in the app and you’re done! You don’t need to enter your card or a recipient's bank account number.
Paying with BLIK at a stationary store is convenient and safe. You can pay contactlessly or using the BLIK code. To make a payment, all you need is a phone with a banking application. You don't need to carry a card or cash with you.
Just remember to turn on the NFC function on your phone and set up a screen lock (PIN or biometrics). This way, your transactions will be safe, and the payment will come down to two simple steps - unlock and scan. Importantly, this functionality works even without coverage and network access, so you can pay contactlessly with BLIK in many places.
Pay contactlessly with BLIK - quickly and safely without linking a card or a BLIK code. Remember that a screen lock and NFC are required to make this type of payment possible.
*Activation of BLIK contactless payments may be different in individual banks. Check your banking app.
In the banking application or payments settings, select BLIK, and then click "BLIK contactless payments", followed by "Activate BLIK contactless payments".
Accept the terms of contactless payments.
Turn on the NFC function - this will enable data exchange between your phone and the terminal.
Turn on the screen lock (biometrics or PIN) - thanks to this, only you can pay contactlessly with your phone.
Confirm with your PIN the activation of BLIK contactless payments in the banking application.
Done. You may now pay contactlessly with BLIK.
THE RELIABILITY OF BLIK CONTACTLESS PAYMENTS
IS GUARANTEED BY TECHNOLOGY
BLIK contactless payments are possible in every terminal in Poland. You can pay abroad with BLIK at contactless terminals with the Mastercard logo. In order to pay, you don’t need to be within the mobile phone coverage or have the access to the Internet.
Inform the seller that you want to pay contactlessly. Unlock the phone and scan it at the terminal. Done. You will see information about the transaction on your phone. Information about its acceptance will be displayed on the terminal.
BLIK
THE RELIABILITY OF BLIK CONTACTLESS PAYMENTS
IS GUARANTEED BY TECHNOLOGY
Stores accepting payments with BLIK are marked with a sticker with the BLIK logo. You can also always ask the retailer if the store accepts payments with BLIK.
Inform the retailer that you want to pay with BLIK. Start the banking app and display the BLIK code.
Enter the BLIK code on the terminal and confirm with the green button.
Confirm the transaction with your PIN in the banking app and you’re done!
When paying contactlessly with BLIK you have to unlock the phone with a fingerprint or PIN, so no one except you will pay this way. If you use a BLIK code, remember that a generated code can be used only once, so it is not sensitive data. Additionally, each transaction must be accepted in the banking application.
BLIK contactless payments take a few seconds. In the case of transactions with a BLIK code - you display the code in the bank's application, enter it on the terminal, accept it, and that's it.
All you need is a phone with a banking application. You don't have to look for your wallet or check if you have a card or cash. If you pay contactlessly, you also do not worry about network access and coverage.
A BLIK transfer to a mobile is the ideal solution for making instant settlements with friends. You will do this instantly and free of charge, knowing just their phone number.
It doesn’t matter which bank the person to whom you are transferring money has an account with. You don’t have to be customers of the same bank. It is enough that both of you have the BLIK transfer to a mobile function available in your banking apps. The transfer arrives in a few seconds regardless of the time and day of the week.
To receive transfers to your mobile, you have to have a banking app and a phone number registered in the service.
Log in to your banking app and go to Settings.
Select the Transfer to mobile option and register the number.
Confirm the registration of the number with your PIN in your banking app. Done! Now you can both send and receive BLIK transfers to your mobile phone.
You can make a BLIK transfer to a mobile in:
Making a transfer to a mobile will take you literally a moment. All you need is your banking app and the recipient’s phone number.
Select BLIK Transfer to a mobile in the banking app. You will find it in the transfers section, on the login screen or where you generate the BLIK code.
Select a person from the address book or enter their phone number. Contacts to whom you can send a transfer are marked with the BLIK logo. At PKO BP Bank, you will only have this information after you have entered the phone number.
Enter the transfer amount and change its title if you wish. Then select “Send”.
Confirm the transaction with your PIN in the app and you’re done. The recipient will instantly receive the money from you.
You can make a BLIK transfer to a phone in:
Make settlements with your friends even more easily! Send them a request for a transfer from your banking app.
When the recipient accepts the request, you will receive the money instantly.
Select the Request for a BLIK transfer in the banking app. Select the person to whom you want to send the request from your address book. You can also enter a phone number.
Enter the amount and title of the request, and then send it.
Done! The recipient will instantly receive your request. It will be valid for 72 hours. The recipient will be able to accept or reject it during that time. Your request will expire after that time.
Request for a BLIK transfer is avaliable in:
Order transfers quickly and safely. Select the contact from your address book on your phone or enter the recipient’s phone number. Contacts that can receive a BLIK mobile transfer are marked with BLIK logo.
A BLIK transfer to a mobile is available 24/7 and the money is transferred to the recipient's account immediately, regardless of the bank they are using.
You can settle up with your friends for dinner together, pool money for a gift or return money you borrowed earlier. Each of these will take you literally a moment.
You can quickly and conveniently deposit and withdraw money at an ATM with BLIK. You don’t need a payment card for this, you just need a phone with a banking app.
Withdrawals can be made at ATMs of many banks. Whether you are jogging or walking your dog, a lack of wallet and card will no longer be an obstacle if you suddenly need to withdraw cash from an ATM.
You can withdraw money with BLIK if you have a banking app of one of the 15 banks that have implemented BLIK. You can make withdrawals from the ATMs of these banks (although not all banks with BLIK have their own ATMs), as well as from the Euronet and PlanetCash ATM networks.
Select the BLIK withdrawal option at the ATM. Start the banking app and display the BLIK code.
Enter the BLIK code in the ATM and confirm.
Confirm the transaction with your PIN in the banking app.
You will make an ATM withdrawal with BLIK in:
Deposit cash into your account at cash deposit machines of selected banks. You do not need a card for this. Instead of inserting it in the deposit machine, you enter the BLIK code from the banking app.
Select the BLIK Deposit option at the cash deposit machine. Start the banking app and display the BLIK code.
Enter the BLIK code in the cash deposit machine and then confirm it with the PIN in the banking app.
Insert the money into the cash deposit machine and confirm on the screen that the amount is correct.
You can make deposits with BLIK into a cash deposit machine in:
A BLIK cheque (consisting of 9 digits) enables payments for purchases in selected physical stores and withdrawals from ATMs up to a predefined amount. You can use it yourself or give it to someone else with your password.
Activate your banking app. Select the BLIK Cheques option in the menu.
Create a new cheque. If you are doing it for the first time, you will be asked to create a password which is going to be used for the execution of transaction.
Enter the amount, the validity of the cheque and then confirm that you want to create the cheque. The amount you enter will be restricted on your account until the BLIK cheque is used or expires.
The cheque that is created, together with the password, enables a deposit to be made at ATMs or used to make payments in a store or online.
You will cash BLIK cheques in:
Your money is safe – you do not risk anyone scanning your card or seeing your PIN. You use a code that is unique and you need to confirm every cash deposit or withdrawal on your phone.
Deposits and withdrawals take less time. You do not have to look for your card and wait for the ATM to read it. All you have to do is display the BLIK code in the app, enter it on the screen and confirm the transaction.
Now, you can use the ATM at any time: when you leave the house for a moment or go jogging without your wallet, as you always have your phone with you.
