BLIK - home
BLIK - home
BLIK Pay Later is now available in PPRO, a leading local payments platform, for merchants and PSPs around the world. This partnership enables online retailers to offer secure deferred payments via a consumer’s banking app, strengthening BLIK Pay Later’s presence in Poland’s domestic e-commerce market.
Instantly settling a restaurant bill with friends from Portugal, Spain, Italy or the Nordic countries? Soon, this will be possible. During the Web Summit 2025 conference in Lisbon, the very first test peer-to-peer (P2P) transaction involving BLIK users was presented. A transfer was sent from the Portuguese system MB WAY to a Santander Bank Polska customer whose phone number is registered with the BLIK service.
From July to September 2025, BLIK users completed 743.9 m transactions worth PLN 112.3 bn (EUR 26.4 bn). This represents a 19% year-on-year increase in transaction volume and a 26% increase in value compared to the same period last year. In the third quarter, Poles used BLIK an average of 8 m times per day, with a record of over 11 m payments made in a single day. Nearly 20 m users now actively use the system.
From January to June 2025, BLIK users completed nearly 1.4 bn transactions in total. This represents an increase of 24 percent compared to the same period last year. The second quarter alone was record-breaking – for the first time in the system’s history, the number of transactions exceeded 700 m. Currently, the fastest growth is observed in in-store BLIK payments, where contactless transactions already account for almost half of all operations carried out with BLIK in this channel. Double-digit growth also continues in e-commerce and in BLIK P2P transfers. At the end of June this year, 19.4 m users were regularly using BLIK.
Between January and March 2025, BLIK users completed a total of 665 m transactions – up 28% in comparison to the previous year. The strongest growth was recorded in contactless payments, which surged by 86% year-on-year to nearly 73 m transactions. Contactless operations at stationary points of sale now account for almost half of all in-store payments with BLIK, underlining the growing importance of this method in everyday shopping. BLIK also continues to strengthen its presence in e-commerce and P2P transfers, maintaining double-digit growth across all key channels.
Over the past decade, BLIK has not only revolutionized the way people pay in Poland but has also significantly contributed to the country’s economic development. According to the report "10 Years of BLIK", prepared by advisory firm EY, by the end of 2024, 11% of household consumption in Poland was carried out using BLIK, and the system’s operations supported the generation of PLN 42 bn (EUR 10 bn) in added value to the economy. The authors of the report emphasize that thanks to its versatility, convenience, and security, BLIK has developed at an impressive pace, supporting a broad range of transactions and related economic activity – particularly in e-commerce.
Changes in payments and the economy of Poland
